Consulting and Design

Designing the right plan for your organization is of utmost importance. It is the first step in turning an employee benefit program into a management tool.  We believe a properly designed plan will solve corporate and personnel problems that go beyond the plan itself.  It can be used to solve tax problems, reward key personnel, and improve productivity through better employee morale.

Our staff works cooperatively with your staff, financial advisors, and legal counsel to create a unique, qualified plan which is custom-tailored to meet your specific goals and objectives.  We then aid in the preparation of all necessary forms to submit the plan to the Internal Revenue Service for a favorable determination letter.

The same analytical approach is used in the review of an existing plan.  All aspects of design, administration, actuarial soundness, funding and government compliance are reevaluated in terms of their suitability to your current needs and goals. Recommendations are then prepared for your consideration.

We have custom designed all types of qualified and non-qualified plans for diverse businesses in nearly every industry. We can help you design the plan that is right for you.  Our experience and capabilities encompass –

• Profit Sharing Plans
• 401(k) Plans
• Money Purchase Plans
• Defined Benefit Pension Plans
• Target Benefit Plans
• Deferred Compensation Plans
• ESOPs
• 403(b) Plans
• Age-Weighted/New Comparability Profit Sharing Plans
• Cafeteria Plans